California Convenience Store Insurance
Insurance Coverage For Any Scenario
Carl's was business was doing great. The convenient store that he had opened in his hometown 5 years ago was thriving! His neighbors and local businesses loved the combination of convenience and competitive prices that Carl provided. The business had exceeded even his lofty expectations.
One day while Carl was closing the books he noticed that more than $1500 was missing from the cash register compared to merchandise that was sold. Carl racked his brain to think about what he would have done with the cash. Did he place it in the company safe? No he wouldn't ever do that until the end of the day, but maybe an employee did place the money elsewhere. Carl went to the safe and didn't find any money in there. Luckily Carl had security cameras so he was able to review the tape to see what might have happened.
To his dismay, he saw an employee, a relatively new employee, reach into the cash register while working and pull out what seemed to be a large amount of cash. The employee then placed the money into his pockets and proceeded back to work after that. Carl quickly realized that he had a problem on his hands as that same employee had requested to go home early as he wasn't feeling well that day. Carl called the phone number for the employee but there was no signal, no answer and the employee fell of the face of the planet.
Carl was crushed as his trust had been taken advantage of in the worst way. Carl felt even worse when he contacted his current insurance company and they advised him that his policy didn't provide coverage for this. The original policy that he wrote when the business opened only covered General Liability claims and Carl had never thought to update it.
The standard Liability policy won't cover every scenario that you could run into as an owner of a convenient store. Convenience Store Insurance is much more comprehensive and provides coverage for the following:
- Workers Compensation: Coverage for your employees in case they are ever injured on the job.
- General Liability: Coverage in case you are found legally liable for another person's injuries.
- Employee Dishonesty: Coverage for your business in case your employees commit a dishonest act.
- And much more!
To cease worrying about this, contact Aldrich Taylor Insurance Agency today. It is our business to take care of your protection gaps and to reduce your insurance costs.
Important Insurance At Affordable Prices
Amazingly, Convenience Store Insurance is often much more affordable than one may think. Our agency has access to a multitude of carriers which allows us to shop the best rate for you along with providing the most comprehensive package. We make it so easy as you'll only need to contact one place and in turn receive multiple quotes and options. By contacting [Rev.Template:Standard.AgencyName] you'll be well on your way to knowing that you are doing everything that you can to properly insure your business.
First, we will review your business operations including any recent services you are offering. For example, if you just added an outdoor produce market, we will make sure they are adequately protected.
Second, we will help you structure safety procedures designed to reduce the risks of how you provide your products to your customers. Our expertise includes knowledge and programs in preventing employee theft, creating a safety-oriented workplace and ensuring OSHA compliance, among others.
The more you create a safe, minimal risk environment, the more money you can save on your insurance costs.
Aldrich Taylor Insurance Agency Your California Small Business Insurance Experts
We have provided Business Insurance solutions for retailers in California since 1955. Contact us now at 818-841-2940 or simply fill out the form above and one of our insurance experts will be contacting you to get the process started. We can't wait to hear from you.